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Terms of Service

These terms describe the responsible use of the NIVRITTI financial wellness application.

Using NIVRITTI

You are responsible for providing accurate information, protecting your account credentials, and using the application lawfully. NIVRITTI is intended for adults and is not designed for children.

Financial wellness content

NIVRITTI provides educational and informational tools, including assessment summaries, Blueprints, roadmaps, AI Coach responses, and progress features. Content does not guarantee an outcome or replace advice from a qualified professional.

Payments and reports

Fees and applicable purchase terms are displayed before payment. Store payments are processed by Google Play or Apple App Store under their terms. A completed purchase does not guarantee a particular financial result or expert availability.

Expert Connect

Submitting an Expert Connect request does not guarantee a consultation, a specific expert, response time, or financial outcome. Information is shared according to the consent shown in the application.

Changes and contact

Features may change for maintenance, security, legal, or product reasons. Questions can be sent to info@nivritti.com.

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