NIVRITTI policies

Privacy Policy

NIVRITTI is designed to help you understand your financial wellness. This page explains, in clear language, how information is used to provide the service.

Information we handle

Depending on the features you use, NIVRITTI may handle your name, email, mobile number, account credentials, profile details, assessment answers, Blueprint and report information, payment status, AI Coach conversations, goals, actions, life events, communication preferences, and Expert Connect requests.

How information is used

We use information to create and secure your account, verify email, provide MPIN login, generate financial wellness insights, process purchases, deliver reports, maintain your roadmap, answer AI Coach questions, send requested service emails, and coordinate expert requests.

Sharing and service providers

Information may be shared with providers that support authentication, email delivery, cloud storage, payment processing, AI processing, report delivery, and expert consultation. We share information needed for the requested feature.

Your choices

You can review and update available profile information and communication preferences in the application. You may request account or data assistance through info@nivritti.com. Account deletion is available through the application where supported.

Security and retention

Security controls include OTP verification, MPIN access, secure token handling, and consent tracking. Some information may need to be retained for legal, security, payment, or audit purposes.

Contact

For privacy questions, contact info@nivritti.com.